Trip Protection & Enhanced Baggage Plans

Is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling to the USA and worldwide for 1 day up to a maximum of 30 days.  Rates are based on insured trip amount, age and medical plan maximum.   You can apply online or download a brochure  to mail or fax with payment.

  • Trip Cancellation 100% of the Insured Trip Cost -$250 up to $25,000
  • Trip Interruption 150% of the Insured Trip Cost $375 to $37,500
  • Trip Delay
  • Missed Connection - up to $1,000
  • Lost Passport up to $250 per person
  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000 (some ages restrictions apply)
  • Medical Deductible: $0 
  • 80% of eligible expenses up $5,000 then 100% up to the policy maximum
  • Covers doctor visits, x-rays, labs, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $1,000
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain up to $250
  • Acute Onset of a pre-existing condition (only when certain conditions are met)
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $50 per day up to 10 days
  • Basic Lost Baggage $300
  • Optional Enhanced Baggage Benefit up to $3,500 covers loss or theft
  • Optional  Coverages: Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrade to $500,000, Enhanced Baggage up $3,500
  • 24-Hour Assistance Services
  • Claims are paid in US Dollars

Review Coverage/Brochure for more details


QUOTE ENROLL

Is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 1 day up to a maximum of 30 days. Rates are based on insured trip amount, age and medical plan maximum. You can apply online or download a brochure to mail or fax with payment.

  • Trip Cancellation 100% of the Insured Trip Cost -$250 up to $25,000
  • Trip Interruption 150% of the Insured Trip Cost $375 to $37,500
  • Trip Delay
  • Missed Connection - up to $1,000
  • Lost Passport up to $250 per person
  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000 some ages restrictions apply)
  • Medical Deductible: $0
  • 100% of eligible expenses up to the policy maximum
  • Covers doctor visits, x-rays, labs, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $2,500
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain - up to $500
  • Acute Onset of a pre-existing condition (only when certain conditions are met)
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $150 per day, up to 15 days
  • Basic Lost Baggage $300
  • Optional Enhanced Baggage Benefit  up to $3,500 covers loss or theft
  • Optional  Coverages: Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrade up to $1,000,000,  Enhanced Baggage up $3,500, War Risk
  • 24-Hour Assistance Services
  • Claims are paid in US Dollars

Review Coverage/Brochure for more details


QUOTE ENROLL

Is a single trip or multi-trip/annual travel medical insurance plan designed for individuals up to age 79 who travel worldwide (except Cuba, Antarctica and North Pole). You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Maximum per Event up to $500,000 ($50,000 ages 70-79) includes sports coverage up to $ 250,000 ages 69 and under and $25,000 ages 70-79
  • Medical Deductible: $0
  • After the deductible the plan pays 100% of URC up to the policy maximum
  • Covers emergency doctor visits, -rays, prescriptions, labs, hospital, surgery, ambulance
  • Dental - Palliative for emergency alleviation of pain up to $500
  • Dental Injury - up the the policy maximum
  • Physiotherapy and Chiropractic Care Injury only up to $2,500
  • Emergency Medical Evacuation and Continuation - Unlimited
  • Emergency Reunion - $300 per day to a $6,000 maximum
  • 24-Hour Assistance Service
  • 24-Hour Nurse Assist by Phone
  • ATMSafe – Bank Card Theft Protection up to $500

Option 1 - Enhanced Benefits:

  • Baggage Delay up to $50 per trip
  • Baggage Loss/Theft$2,500 per trip maximum $500 per item
  • Personal Liability up to $100,000 for injury you cause to others
  • Accidental Death and Dismemberment $100,000 up to age 69
  • Permanent Total Disability up to $100,000
  • Hospital confinement $75 per day up to 8 days
  • Carjacking Rental Replacement up to $5,000
  • Loss of Passport up to $250
  • Travel Delay up to $1,000
  • Missed Departure up to $1,000
  • Legal Expenses up to $10,000
  • Hijacking up $50 for each 24 hour delay up to to $1,000  

Option 2-  Trip Cancellation/Interruption

  • Trip Cancellation or Interruption up to $4,000 after a $50 Deductible

Review Coverage/Brochure for more details


QUOTE ENROLL

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